Health Insurance Shopping Guide
Health Insurance, Medical Insurance, Individual Health Insurance

Are women falling through the cracks of America’s health care system?
Signs point to yes, according the Kaiser Family Foundation (KFF), who in 2005 conducted an expansive survey on women’s relationships with health care and health insurance.
Following the survey, the Kaiser Family Foundation published an extensive report on their findings. Women and Health Care: A National [...]

According to an August 2005 report by the Robert Wood Johnson Foundation, between 7 and 8 million children under the age of 18 are living without health insurance.  While this figure is down from the reported 10 million children in 1997, there is still much to be desired when it comes to insuring America’s children.
Measuring [...]

What many Americans don’t know is that insurance fraud increases insurance rates for consumers nationwide. According to the National Insurance Crime Bureau (NICB), insurance fraud costs each American household $200 to $300 per year—a loss totaling at least $30 billion a year.
About Insurance Fraud
Insurance fraud is defined as an intentional misrepresentation of facts and [...]

For the elderly, the rising cost of health care is a real concern. In fact, many seniors today find it difficult to get the right health insurance coverage, often simply going without medical care—and endangering their health and lives in the process.
But it doesn’t have to be that way.
How to Find It
You may want a [...]

Experts agree that taking charge of one’s own health and wellness improves the chance for a long, healthy life. And for men, buying a good men’s health insurance policy and seeing a doctor regularly is the best way to take control in these areas, no matter who you are.
Minimizing Risk
Since the state of men’s health [...]

No one really likes going to the doctor. It’s physically and mentally unpleasant-pin pricks, prodding, squeezing and severe anxiety as you wait for the results. So, why not choose a health plan that makes it all just a little simpler?
Preferred Provider Organizations (PPOs) offer a large network of doctors from which to choose, so when [...]

As the cost of health care continues to rise, more and more Americans are living without health insurance-over 46 million in 2005, according to U.S. census data. And, while most of us falsely believe the uninsured are also unemployed, that is no longer the case.
Statistics show that the majority of uninsured Americans are two-parent families, [...]

Health Savings Accounts (HSAs) were born out of the Medicare Prescription Drug, Improvement and Modernization Act signed by President Bush in late 2003.
An HSA is like a tax-sheltered savings account. You even get a debit card. If you don’t deplete it this year, the remaining money rolls over into the next, growing at a tax-favored [...]

ou purchase health and life insurance policies for a similar reason-to create a safety net for you and your family.
When you buy a health and life insurance combo from the same agent, you often stand to save money. Insurers offer incentives when you purchase two policies simultaneously; you save because you’re giving them more business.
Benefits [...]

HMO, PPO, POS—it’s a veritable alphabet soup of health plans! Choosing the right insurance first requires understanding what features each type has to offer and which ones will meet your personal and financial needs.
Three Basic Types of Managed Care

Preferred Provider Organization (PPO): The main concept behind a PPO is the network. If you utilize [...]